R J Bergstrom

Welcome to the RJ Bergstrom State Farm Insurance Agency! With our office located in Coon Rapids, MN, we proudly serve throughout Minnesota and Wisconsin. I have been helping my customers with insurance and financial decisions since 1978 and take great pride in providing excellent service. I'm proud to say that I develop lifelong relationships with my customers and their families. My experienced team strives to serve and guide our 3,500 families and small businesses with their insurance needs during every stage of their life. No matter how complex their needs are, our agency keeps one simple goal in mind: To provide the coverage you need, with the personal service you expect.

Life changes quickly—and your insurance should keep up. Whether you've recently moved, purchased a home, added a vehicle, started a business, welcomed a new driver, or are simply looking for better value, RJ Bergstrom State Farm is here to make insurance easier. Our goal isn't just to provide a policy. It's to become a trusted resource you can rely on through every stage of life.

We help with:

🚗 Auto Insurance

🏡 Homeowners & Condo Insurance

🏢 Renters Insurance

❤️ Life Insurance

🚤 Boats, Motorcycles & Recreational Vehicles

💼 Financial Services

What makes us different?

✓ Personalized recommendations—not one-size-fits-all coverage

✓ Convenient service by phone, text, email, online, or in person

✓ Help identifying available discounts and bundling opportunities

✓ Annual policy reviews to help keep coverage aligned with your life

✓ A dedicated local team that's here before, during, and after a claim

Our team is ready to serve all of your financial and insurance needs. Please call us for in person or virtual appointments! If you are one of our amazing existing customers, we want to meet with you and make sure your coverage is keeping up with your life! Call, E-mail or text our office today to review your business policy, auto insurance, home policy or life insurance. Whether you are currently insured with us or just wanting a quote, my amazing team and I would love to create a Personal Price Plan just for you!

• Life Insurance provides the Protection that our Families can continue on even if we are not here. A Life Insurance Needs conversation is a quick review that we can provide in person, or over the phone

• Retirement conversations are really Retirement INCOME conversations, and I can help with that!

We are licensed to help with your auto, home, fire, renters, condo insurance and much, much, more! If you are in the market for a new car, please give us a call. Whatever your needs may be, the team is here to find a solution.

Please give our local State Farm team a call today for a quote!

Frequently Asked Questions (FAQs)

Q: How can I compare auto insurance quotes?

A: Getting a car insurance quote is easier than you might think. You can start online, give our office a call, or stop by to talk through your options. We'll help walk you through coverage choices and help you find something that fits your needs

Q: How quickly can car insurance coverage start?

A: In many cases, coverage can start the same day you decide to move forward. We can help you get set up quickly, so you're covered and ready to go.

Q: How does a life insurance policy actually function?

A: Life insurance provides a payout to your chosen beneficiaries if you pass away while the policy is active. It can help give your loved one's financial support when they may need it most.

Q: What is renters' insurance?

A: Renters insurance is a simple way to help protect your personal belongings and provide liability coverage while you're renting. Since your landlord's policy typically covers the building itself, this type of coverage is designed to help protect you and the things you own.

Q: Is homeowners insurance required?

A: Homeowners insurance requirements can vary depending on your state and situation, but most lenders will require it if you have home financing. Even when it's not required, many homeowners choose to carry coverage to help protect their home and financial well-being from unexpected events. Have questions? RWe can walk you through your options.